Home / UK support & claims Know what you are claiming Benefits & grants Support subject to eligibility and an award. Follow the reporting rules and any conditions.
Tax relief A reduction in tax on qualifying expenses, not repayment of the whole bill. No relief on costs fully reimbursed by an employer.
Free provision & discounts Some services are free if eligible; reduced tariffs still cost money. Check exactly what is covered.
Advances & loans Usually repayable from future benefits. Check the deductions before accepting.
For example, a qualifying £60 job expense at a 20% tax rate gives £12 tax relief, limited by the tax paid. If you complete Self Assessment, claim through that return. Read HMRC’s explanation and claim routes .
Uniform, work expenses & getting a job Benefits & regular income support Children, childcare & school costs Council tax, essentials & household bills NHS costs & treatment travel Free bus travel Advances & loans: money you must repay 35 support routes.
8 routes to check
Uniform, work expenses & getting a job Check employer reimbursement first. Employee tax relief reduces the tax on eligible costs; it does not repay the whole purchase price. These HMRC routes are for employees, with different rules for self-employment.
Tax relief Uniform washing, repairs & small tools UK
Relief may cover cleaning, repairing or replacing a recognisable work uniform or specialist clothing, and repairing or replacing small work tools.
Eligibility, evidence & things to check Who may qualify You paid qualifying costs yourself for your job. Ordinary everyday clothing and the initial purchase of clothing do not qualify. How to prepare Your job, the relevant tax years, employer reimbursements and receipts if claiming actual costs. Check HMRC’s fixed-expense allowance alternative. Before you claim Employer-provided free laundry you choose not to use is excluded. Required PPE should be supplied or reimbursed by the employer; HMRC does not allow employee relief for PPE. Official guide & claim routegov.uk for Uniform washing, repairs & small tools Tax relief Business travel, overnight stays & meals UK
Necessary travel for work can qualify, with associated accommodation and meals where the rules are met.
Eligibility, evidence & things to check Who may qualify Qualifying work journeys, including eligible temporary workplaces. Normal commuting between home and your permanent workplace is excluded. How to prepare Journey dates, work purpose, destinations, tickets, hotel and meal receipts, and any employer payments. Before you claim A holiday, normal lunch or ordinary commute does not become claimable because you are employed. Official guide & claim routegov.uk for Business travel, overnight stays & meals Tax relief Using your own vehicle for work UK
You may claim relief on the difference between HMRC’s approved mileage amount and what your employer paid for qualifying work journeys.
Eligibility, evidence & things to check Who may qualify You use your own car, van, motorcycle or bicycle for work. Ordinary commuting is normally excluded. How to prepare Date, reason, start and end postcodes, miles and employer reimbursement for every journey. Use the rate for the relevant tax year. Before you claim Mileage rates cover the running costs: do not add fuel, charging or repairs again. Relief is on the eligible shortfall, not a full mileage payment from HMRC. Official guide & claim routegov.uk for Using your own vehicle for work Tax relief Professional fees & approved subscriptions UK
Mandatory professional fees and subscriptions to HMRC-approved bodies may qualify when relevant to your work.
Eligibility, evidence & things to check Who may qualify The organisation is approved, the membership relates to your job and you paid the cost. How to prepare Organisation name, membership evidence, receipt, tax year and employer reimbursement details. Before you claim Lifetime memberships, unapproved bodies and fees paid by your employer do not qualify. Official guide & claim routegov.uk for Professional fees & approved subscriptions Tax relief Necessary equipment for your job UK
Some substantial equipment required for employment may qualify through capital allowances.
Eligibility, evidence & things to check Who may qualify You have to buy it for work, rather than simply preferring your own equipment; private use must meet the official conditions. How to prepare Receipt, cost, purchase date, employer requirement and details of any private use or reimbursement. Before you claim A personally chosen upgrade or an item provided by the employer is not automatically eligible. Official guide & claim routegov.uk for Necessary equipment for your job Earlier-year tax relief Working from home: earlier tax years only UK
Employee working-from-home tax relief is unavailable from tax year 2026/27. Eligible claims for earlier years may still be possible.
Eligibility, evidence & things to check Who may qualify For an earlier eligible year, you had to work at home under HMRC’s rules. Choosing homeworking or ordinary hybrid arrangements is insufficient. How to prepare The earlier tax year, why homeworking was required and evidence for additional qualifying costs. Check HMRC’s four-year claim limit. Before you claim Do not claim this employee relief for 2026/27. Rent and broadband used privately do not qualify as additional work-only costs. Official guide & claim routegov.uk for Working from home: earlier tax years only Grant / practical support Access to Work support Great Britain; NI has a separate service
Support may help with specialist equipment, support workers, communication at interviews or disability-related travel needs.
Eligibility, evidence & things to check Who may qualify A physical or mental health condition or disability affects your work; the award depends on assessed needs. How to prepare Job details and an explanation of the support you need. Follow the award and purchasing instructions before spending. Before you claim The grant does not replace reasonable adjustments your employer must make. Some costs may need paying up front and reclaiming. Official guide & claim routegov.uk for Access to Work support Jobcentre support Interview travel, uniform & starting-work costs Check your UC / Jobcentre service
Help may cover interview travel, interview clothing, uniform, equipment or childcare before your first wage. It usually does not need repayment.
Eligibility, evidence & things to check Who may qualify You need the money to obtain or start a job and cannot afford the expenses yourself. How to prepare Ask your work coach or use your UC journal. Provide the job or interview details and requested cost evidence before purchase. Before you claim This is assessed support, not an automatic entitlement. Ask whether the proposed payment is a grant or a repayable advance. Official guide & claim routegov.uk for Interview travel, uniform & starting-work costs Benefit Universal Credit (UC) Great Britain; NI route linked in the official guide
Help with living costs for eligible people on a low income, out of work or unable to work. You may qualify while employed.
Eligibility, evidence & things to check Who may qualify Age, residence, household income, savings and circumstances matter. Couples generally claim jointly; student eligibility has exceptions. How to prepare Use a benefits calculator first. The official claim service explains identity, income, savings, housing and partner details needed. Before you claim A UC claim can end some existing benefits. Get advice before switching; follow any Migration Notice deadline. An advance must usually be repaid. Official guide & claim routegov.uk for Universal Credit (UC) Benefit Pension Credit Great Britain; NI route linked in the official guide
Extra income for eligible people over State Pension age. An award can also open access to other support.
Eligibility, evidence & things to check Who may qualify Eligibility depends on income and household circumstances. Owning your home or having savings does not automatically rule you out. How to prepare Pension and other income, savings, partner details and your National Insurance number for the official service. Before you claim Couples and mixed-age households have specific rules. Use the official checker rather than assuming everyone over pension age qualifies. Official guide & claim routegov.uk for Pension Credit Disability benefit Personal Independence Payment (PIP) England and Wales; Scotland uses Adult Disability Payment; NI has its own route
Support for extra costs where a long-term health condition or disability affects daily living or mobility.
Eligibility, evidence & things to check Who may qualify Assessment focuses on how your condition affects tasks and getting around. You can qualify while working or with savings. How to prepare Examples of daily living and mobility difficulties, help required, frequency and relevant supporting evidence. Before you claim A diagnosis alone does not establish entitlement; use the correct national claim service. Official guide & claim routegov.uk for Personal Independence Payment (PIP) Carer benefit Carer’s Allowance / Carer Support Payment England and Wales; Scotland uses Carer Support Payment; check NI separately
Support may be available if you care for someone for at least 35 hours a week and they receive a qualifying benefit.
Eligibility, evidence & things to check Who may qualify Earnings, education and other eligibility conditions apply. Only one carer can claim Carer’s Allowance for the same person. How to prepare Care hours, earnings after allowed deductions and the cared-for person’s qualifying benefit details. Before you claim A claim can affect your benefits and the cared-for person’s benefits. Check this before applying. Official guide & claim routegov.uk for Carer’s Allowance / Carer Support Payment Disability benefit Attendance Allowance England and Wales; Scotland uses Pension Age Disability Payment; check NI route
Help with extra personal-care costs for eligible people at or above State Pension age.
Eligibility, evidence & things to check Who may qualify A disability or health condition creates sufficient care or supervision needs. You do not need to already have a paid carer. How to prepare Examples of help or supervision needed during the day or night and supporting information. Before you claim This benefit does not cover mobility needs. Scotland’s replacement has its own application route. Official guide & claim routegov.uk for Attendance Allowance Contribution-based benefit New Style Jobseeker’s Allowance Great Britain; NI rules linked in the guide
Possible support if unemployed or working fewer than 16 hours a week on average, with a qualifying National Insurance record.
Eligibility, evidence & things to check Who may qualify Age, work availability and relevant Class 1 contributions are checked; self-employed Class 2 contributions alone normally do not qualify. How to prepare Employment history, National Insurance details and the information requested by the official claim service. Before you claim If you also get UC, the combined award is adjusted. This is not a separate full payment on top of unchanged UC. Official guide & claim routegov.uk for New Style Jobseeker’s Allowance Contribution-based benefit New Style Employment and Support Allowance Great Britain; check NI claim arrangements
Possible support if illness or disability limits your ability to work and your National Insurance record qualifies.
Eligibility, evidence & things to check Who may qualify Contribution conditions and assessment rules apply. Partner income and savings are treated differently from UC. How to prepare National Insurance record, employment details, fit note where required and evidence for the assessment. Before you claim If paid alongside UC, UC is reduced by the New Style ESA amount. Check Statutory Sick Pay and other eligibility rules. Official guide & claim routegov.uk for New Style Employment and Support Allowance Benefit Child Benefit & National Insurance credits UK
Support for people responsible for a child under 16, or under 20 in approved education or training.
Eligibility, evidence & things to check Who may qualify Only one person can claim for each child. The official guide explains residence and responsibility rules. How to prepare Child details and the documents requested by HMRC. Consider who needs the National Insurance credits. Before you claim Higher household earnings can create a tax charge. Claiming while opting out of payments may still protect eligible pension credits. Official guide & claim routegov.uk for Child Benefit & National Insurance credits Free hours / eligibility check Free childcare & childcare cost checker Nation-specific schemes; start with the official checker
Compare free early education or childcare hours and help with approved childcare costs.
Eligibility, evidence & things to check Who may qualify Child age, work, income, provider approval and where you live determine available support. How to prepare Children’s ages, work and income details, and the childcare provider’s registration. Before you claim Free hours do not necessarily cover meals or optional extras. Confirm the funded place, sessions and any charges with the provider. Official guide & claim routegov.uk for Free childcare & childcare cost checker Government top-up Tax-Free Childcare UK; approved providers
Eligible families receive a government contribution to an approved childcare account alongside their own payment.
Eligibility, evidence & things to check Who may qualify Work, income and child-age conditions apply; the provider must participate in the scheme. How to prepare Compare the official eligibility rules and your current childcare support before opening an account. Reconfirm eligibility every three months. Before you claim You cannot receive Tax-Free Childcare and UC at the same time. Check the effect on your whole UC claim before applying. Official guide & claim routegov.uk for Tax-Free Childcare Childcare support UC childcare costs & upfront help Use your national UC service
Eligible working UC claimants may get help with registered childcare. Starting work or increasing hours may also qualify for upfront-cost help.
Eligibility, evidence & things to check Who may qualify Paid work and registered childcare conditions apply. Couples usually both need to work, with specified exceptions. How to prepare Provider registration, invoices, payment evidence and childcare dates. Ask your work coach about upfront help before committing costs. Before you claim Reporting deadlines and payment limits apply. Do not claim the same childcare cost through incompatible schemes. Official guide & claim routegov.uk for UC childcare costs & upfront help Free provision Free school meals Different application routes in all four nations
In England, GOV.UK says children in UC households qualify from academic year 2026/27 regardless of household income. Infant free meals have separate rules.
Eligibility, evidence & things to check Who may qualify School, age, benefit and national eligibility rules apply; the official page links to Scotland, Wales and NI. How to prepare Apply through the council or school route shown for your location. Provide the requested benefit evidence. Before you claim Register rather than assuming meals are arranged automatically. Check your school’s arrangements and the current national rules. Official guide & claim routegov.uk for Free school meals Local grant / practical support School uniform & PE kit support Council and nation-specific
Help may be available with uniform or PE kit. Schools can explain available support and second-hand arrangements.
Eligibility, evidence & things to check Who may qualify Local grant availability and eligibility vary; there is no single guaranteed UK uniform payment. How to prepare Contact the school and council with your child’s school, household circumstances and any required benefit evidence. Before you claim School uniform help is separate from employee uniform tax relief. Check grant deadlines and rules before buying. Official guide & claim routegov.uk for School uniform & PE kit support Food support Healthy Start food & vitamins England, Wales and NI; Scotland uses Best Start Foods
Help with specified healthy foods and free vitamins for eligible pregnant people and families with a child under four.
Eligibility, evidence & things to check Who may qualify Usually qualifying benefits and more than ten weeks of pregnancy or a child under four. Under-18 pregnancy and some other circumstances have separate rules. How to prepare Use the official eligibility and application service; have pregnancy, child and benefit details ready. Before you claim The support is for specified items, not an unrestricted shopping voucher. Use Best Start Foods if resident in Scotland. Official guide & claim routegov.uk for Healthy Start food & vitamins Non-repayable grant Sure Start Maternity Grant England, Wales and NI; Scotland has Pregnancy and Baby Payment
A one-off grant may help with the costs of a baby. It does not need repayment and does not affect other benefits.
Eligibility, evidence & things to check Who may qualify Usually a first child or an eligible multiple birth, with specified qualifying benefits. Exceptions are explained in the guide. How to prepare Check the deadline: from eleven weeks before the due date until six months after the birth. Prepare pregnancy confirmation and benefit details. Before you claim Apply using your nation’s route. Scotland uses a different payment rather than this grant. Official guide & claim routegov.uk for Sure Start Maternity Grant Bill reduction Council Tax Reduction Great Britain; NI has a rates scheme
Eligible low-income households may receive a reduction through their local council, including some people in work.
Eligibility, evidence & things to check Who may qualify The council considers household circumstances, income and savings under its scheme. How to prepare Council tax reference, income, savings, benefits and household details for the council’s application. Before you claim Claim separately from UC. A UC award does not automatically arrange Council Tax Reduction. NI uses a different system. Official guide & claim routegov.uk for Council Tax Reduction Exemption / discount Full-time student Council Tax exemption Council Tax areas; check your council
A household made up entirely of qualifying full-time students can be exempt. Mixed households may get a discount.
Eligibility, evidence & things to check Who may qualify The course must meet the official duration and study-hour conditions. Household composition matters. How to prepare Student-status confirmation from the institution and the council’s exemption or discount application. Before you claim Being enrolled in any course is not enough. A non-student resident can change the bill. Official guide & claim routegov.uk for Full-time student Council Tax exemption Local support Local help with food, energy & essentials England: Crisis and Resilience Fund; Scotland/Wales alternatives linked
Councils may offer help with essential costs such as food, energy, water, essential items and housing.
Eligibility, evidence & things to check Who may qualify Local criteria apply. GOV.UK says you do not have to receive benefits to seek this help. How to prepare Use the official council finder, then check the scheme, evidence requirements and application window for your area. Before you claim An award is not guaranteed. Councils choose how support is provided and may limit repeat applications. Official guide & claim routegov.uk for Local help with food, energy & essentials Energy bill discount Warm Home Discount England, Wales and Scotland; unavailable in NI
A qualifying household may receive a one-off discount on its electricity bill, rather than cash paid to the household.
Eligibility, evidence & things to check Who may qualify Qualifying-benefit and supplier conditions vary by nation. Check the current winter’s rules and opening date. How to prepare Benefit and electricity account details. The official guide explains automatic awards and when to contact a supplier. Before you claim The page checked on 7 October says the scheme will reopen in October 2026. Check current status before applying; Scotland may require a supplier application. Official guide & claim routegov.uk for Warm Home Discount Lower-cost tariff Broadband & phone social tariffs UK; participating providers
Some providers offer cheaper broadband or phone packages for people receiving UC, Pension Credit or other specified benefits.
Eligibility, evidence & things to check Who may qualify Provider criteria differ; the benefit recipient normally needs to be the main contract holder. How to prepare Check your provider’s eligibility, coverage, package details and how to switch using Ofcom’s current list. Before you claim These are discounted paid services, not generally free broadband. Compare the actual package and total cost. Official guide & claim routeofcom.org.uk for Broadband & phone social tariffs Full or partial help NHS Low Income Scheme GB; separate NI arrangements
Eligible people may receive full help through HC2 or partial help through HC3 with specified health costs, including some workers and students.
Eligibility, evidence & things to check Who may qualify The scheme assesses income, savings and circumstances. Benefit status alone is not the only route. How to prepare Income, savings and housing-cost evidence requested by the NHS scheme. Check the certificate’s coverage and validity. Before you claim Partial help is not a blanket exemption. Use the nation-specific application arrangements. Official guide & claim routenhsbsa.nhs.uk for NHS Low Income Scheme Charge exemption Free NHS prescriptions: eligibility check England; rules elsewhere differ
Some ages, benefits or valid exemption certificates can qualify a person for free NHS prescriptions in England.
Eligibility, evidence & things to check Who may qualify UC eligibility depends on take-home pay in the relevant assessment period. New Style JSA or ESA alone does not automatically qualify. How to prepare Check the official NHS eligibility guidance and any certificate validity before declaring an exemption. Before you claim If unsure, pay and ask for an FP57 refund receipt when paying so you can seek a refund if entitled. Official guide & claim routenhsbsa.nhs.uk for Free NHS prescriptions: eligibility check Expense reimbursement Travel costs for referred NHS treatment England; Scotland and Wales forms linked; check NI separately
Eligible patients may reclaim reasonable travel costs for qualifying referred NHS treatment.
Eligibility, evidence & things to check Who may qualify Entitlement to help, a qualifying referral and the cheapest reasonable transport method are checked. How to prepare Appointment or referral details, entitlement evidence, tickets and receipts. Ask the treatment provider about reimbursement or an HC5 claim. Before you claim Routine journeys without a qualifying referral do not automatically qualify. Confirm permitted travel and the claim deadline. Official guide & claim routenhsbsa.nhs.uk for Travel costs for referred NHS treatment 2 routes to check
Free bus travel Concessionary schemes have different ages, qualifying criteria, journey limits and valid travel times. Check the scheme that applies to your address.
Free eligible travel Older person’s bus pass All four nations; age and travel rules differ
An eligible concessionary pass can provide free travel on covered services.
Eligibility, evidence & things to check Who may qualify In England the national older-person route starts at State Pension age; Wales, Scotland and NI have routes from age sixty. Local exceptions exist. How to prepare Proof of age and address, photograph and the documents requested by the issuing service. Before you claim Check times, services and geographical coverage. A pass does not mean every train or bus journey is free. Official guide & claim routegov.uk for Older person’s bus pass Free eligible travel Disabled person’s bus pass England application finder; devolved nation routes linked
Eligible disabled residents may qualify for concessionary bus travel under their local or national scheme.
Eligibility, evidence & things to check Who may qualify The issuing service assesses whether you meet its qualifying disability criteria. How to prepare Identity, address, photograph and the disability or benefit evidence requested by the service. Before you claim Not every disability benefit award guarantees a pass. Companion travel and valid journey times depend on the scheme. Official guide & claim routegov.uk for Disabled person’s bus pass Usually repayable UC advance or hardship payment Use your national UC service
An assessed advance or hardship payment may help while awaiting payment or facing specified difficulties.
Eligibility, evidence & things to check Who may qualify The available type, amount and terms depend on the circumstances and UC rules. How to prepare Ask through your official account or UC contact. Request the repayment schedule and impact on future payments. Before you claim These payments must usually be paid back from future UC. Job-start or upfront-childcare grants have different rules. Official guide & claim routegov.uk for UC advance or hardship payment Repayable loan Budgeting Loan Great Britain; check NI route
An eligible loan may help with specified essential items or costs for people receiving certain benefits.
Eligibility, evidence & things to check Who may qualify Qualifying benefits, time on benefits and other conditions apply. UC claimants use the applicable UC advance route instead. How to prepare List the essential cost and check eligibility and repayment terms through the official service. Before you claim You repay the amount borrowed, normally through benefit deductions. A loan is not a grant or an expense refund. Official guide & claim routegov.uk for Budgeting Loan Before you send a claim Check the current official eligibility rules, the scheme for your address and any deadline. Gather the requested evidence: income, savings and household details for benefits; receipts, work purpose and reimbursements for expenses. Check how the claim affects existing benefits and whether any payment must be repaid. Get benefits advice if the combined result is unclear. Use the official service linked above, keep a copy of your submission and report relevant changes as instructed. Keep passwords, bank details, National Insurance numbers and identity documents within the official application process. Do not send them to Tailored Deals.
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