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UK Personal Allowance 2026/27: The £12,570 Tax-Free Amount Explained
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The standard UK Personal Allowance for the 2026/27 tax year is £12,570. This clear beginner guide explains what the allowance means, how it interacts with taxable income, and why some higher earners may receive a reduced allowance.
The Personal Allowance is reduced by £1 for every £2 of adjusted net income above £100,000. Income Tax bands differ in Scotland, so always check the rules that apply to you.
Official sources: GOV.UK — Income Tax rates and Personal Allowances: https://www.gov.uk/income-tax-rates GOV.UK — 2026/27 rates and thresholds: https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2026-to-2027
Tax rules can change. This video provides general education, not personalised tax or financial advice.
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